Inspirational Stories: How to Pay Off Your Home07/13/2015We ran across this inspirational story from “View Along Way” blog. This mother of two reflects back on her journey towards debt free living. Their biggest success so far has been paying off their home – she offers some real-life tips for her readers on how they were able to achieve this.Yes, we are a mortgage company and make our money by loaning people money – but, we are cheering those on who are working towards goals and dreams that are bettering their futures.Many people, when they first take on a mortgage feel overwhelmed with a 30-year loan. It feels impossible to pay off, but we wanted to offer some tactical advice from “real life” success stories. We hope you will feel inspired and empowered by these families.Here’s a summary of a few tips from Kelly’s story.CASH VS CARDKelly explains that cash is a key way they were able to stay on budget. Unlike cash’s plastic cousin, when it’s gone, it’s gone. They also managed to live on one income, while investing the other income in paying down their mortgage. That takes some serious sacrifice, but Kelly explains that they both agreed upon this goal and wanted to stick to it for long-term gain. They knew, eventually, when they had kids – they would need to be able to live on one income. Moral of the story, have a vision and know why you’re saving so that you can feel good about the sacrifice.OLD CARSCars can be a big expense, especially if you have expensive taste. Kelly’s family decided that having the latest model – or even a model within the last 15 years – wasn’t as important as their other goals. This is a personal decision you’ll have to make – ask the question, can I live with the car I have now (for a while)? If the answer is yes, it might save you some money in the long run and free up some cash to pay down your debts.WRITTEN BUDGETA budget is a really good place to start if you’re seriously going to try to pay down your mortgage. Kelly explains that things were tight, but they held themselves accountable each month. If they went over, they would need to make up the money somehow. You can get creative with this – cashing in your coin jar, selling something online, working to reduce your bills by calling your cell phone, cable or insurance providers.Kelly’s story has inspired us. We hope reviewing some of her tips has helped you to creatively think about how you can reach your goals. Remember to always start with a vision and then hold yourself to it…look for ways to be more accountable to your plan.